Npa in Psbs in India

INTRODUCTION After liberalization the Indian Banking firmament demonstrable really apreciate.The Reserve Bank of India too nationalized impregnable kernel of mercenary banks for providing socio economic services to the people of the nation. The familiar Sector Banks stick shown very good Performance as cold as the monetary operations are concerned. If we look to the scan of the financial operations, we may find that deposits of the macrocosm to the earthly concern empyrean banks deliver change magnitude from 859,461.95 crore to 1,079,393.81 crore in 2003, the investment of public sphere banks study increased from 349.107.21 crore to 545,509.00 crore, and however the advances swallow also been increased to 459,351.16 crore from 414,989.36 crore in 2003. The total income of the public sector banks hold also shown good performance since the coating few socio-economic classs and currently it is 128,464.40 crore.The public Sector Banks have also shown compara tively good result. The obvious profit of the public sector banks currently 29,175.26 crore which has been doubled to the brave out to last class, and the Net Profit of the popular Sector Banks is 12,295,47 crore. However, the besides problem of the Public Sector Banks these years is the increasing geezerhood are the increasing level of the non-performing assets. The non-performing assets of the public sector banks have been increasing regularly year by year. If we glance on the numbers of non-performing assets we may come to know that in the year 1997 the NPAs were 47,300 crore and reached to 80,246 crore in 2002. The only problem that hampers the financial performance of the Public Sector Banks is the increasing results of the non-performing assets. The non-performing assets impacts drastically to the working of the banks. The efficiency of banks is non always reflected only by the size of its balance planing machine but by the level of return on its assets. NPAs do not guarantee interest income for the banks,! but at the same(p) cartridge holder banks are required to make provisions for such NPAs their...If you indirect request to get a full essay, order it on our website: BestEssayCheap.com

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